Apni Zameen Apna Ghar Scheme 2025
The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has taken another bold step toward resolving the housing issues faced by thousands of low-income families. With the launch of the Apni Zameen Apna Ghar Scheme, landless and homeless households are now closer to achieving the dream of owning their own residential plots.
This historic initiative offers free 3-marla plots to eligible families, ensuring that every deserving citizen gets a chance to have their own land and build a permanent home. More than just a welfare measure, the Apni Zameen Apna Ghar program in Punjab is a life-changing opportunity that gives dignity, stability, and hope to those who have long been deprived of shelter.
The project is being supervised by the Punjab Housing and Town Planning Agency (PHATA),operating under the Housing, Urban Development, and Public Health Engineering Department. With a transparent mechanism in place, the scheme is designed to ensure fairness, accessibility, and long-term benefits for the most vulnerable communities of Punjab.
Overview of the Apni Zameen Apna Ghar Scheme
The Apni Zameen Apna Ghar Scheme Punjab is specifically aimed at citizens who have no land ownership anywhere in Pakistan. By offering free-of-cost 3-marla plots, the government ensures that even the poorest families get a permanent address.
Key highlights of the scheme include:
- ✅ Free residential plots without any hidden charges.
- ✅ Reserved exclusively for landless and homeless families.
- ✅ Transparent and digital verification of applications.
- ✅ Long-term ownership security without the fear of eviction.
- ✅ Coverage across multiple districts of Punjab.
This initiative is not limited to land distribution. It is about restoring dignity, ensuring security, and providing a brighter future to underprivileged families who can finally say: “Apni Zameen, Apna Ghar”.
District-Wise Distribution of 3-Marla Plots
The Punjab government has announced district-wise allocations under this program. Along with the Phase 1 distribution (June 2025), the September 2025 update further expands the coverage.
The distribution list is as follows:
- Jhelum – 727 plots
- Kasur – 388 plots
- Faisalabad – 257 plots
- Lodhran – 218 plots
- Okara – 130 plots
- Layyah – 55 plots
- Bhakkar – 52 plots
- Sahiwal – 33 plots
- Sargodha – 25 plots
- Khushab – 24 plots
- Bahawalnagar – 20 plots
- Mandi Bahauddin – 17 plots
- Rajanpur – 15 plots
- Attock – 11 plots
- Gujrat – 8 plots
- Bahawalpur – 7 plots
- Vehari – 4 plots
- Jhang – 4 plots
- Chiniot – 2 plots
This distribution makes it the largest free plot scheme in Punjab’s history, targeting the most vulnerable households.
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Eligibility Criteria
To ensure that only deserving families benefit from the Apni Zameen Apna Ghar 3 Marla Scheme, the government has set specific conditions:
- The applicant must be a permanent resident of Punjab having a valid CNIC.
- Applications are allowed only for the home district of the applicant.
- Neither the applicant nor their spouse/children should own any property in Pakistan.
- Applicants must have no criminal record or financial defaults (such as unpaid utility bills or loans).
- All submitted information must be verifiable.
Failure to meet any one condition results in immediate disqualification.
Terms and Conditions
To prevent misuse, the government has introduced strict rules for the scheme:
- 🏗️ Construction must start within 6 months of receiving the plot.
- 🏠 The house must be completed within 2 years.
- 🚫 The plot cannot be rented, sold, or transferred for the first 5 years.
- 🛑 Only residential use is permitted; any commercial activity is not allowed.
- 🔍 PHATA reserves full authority for site inspections.
Violating any of these conditions will result in cancellation of the allotment of the plot.
How to Apnply Online
The Punjab government has made the Apni Zameen Apna Ghar online apply process simple and transparent. Applicants can register digitally through the official portal.
Steps for Apni Zameen Apna Ghar Scheme online registration:
- Visit the official portal: azag.punjab.gov.pk
- Register using your CNIC and mobile number.
- Fill out the application form with accurate details.
- Upload the required documents (proof of income,CNIC, etc.).
- Submit the form and track your application online.
This digital system ensures transparency and fairness, reducing the chances of corruption.
September 2025 Draw & Allotment
The government has announced that the first district-wise draw will be conducted in October 2025.
- Results will be announced online and via SMS alerts.
- Successful candidates will undergo final verification.
- Physical allotment and documentation will follow shortly after.
- A dedicated helpline and Grievance Redressal Committee (GRC) has been set up to help applicants resolve issues.
This ensures a transparent balloting system where every applicant gets a fair chance.
Latest Update – Applications & Scrutiny Phase
The Punjab government has paused new applications for the Apni Zameen Apna Ghar Scheme to focus on the verification of already submitted applications.
- So far, over 481,000 applications have been received through the portal.
- After verification, 2,000 plots will be allotted free of cost across 19 districts.
- Out of these, more than 367,000 applications have cleared the initial screening.
- Scrutiny committees have been formed in all 19 districts, headed by the respective Deputy Commissioners, who will finalize reports within a month.
- Eligible families who receive free plots will also get interest-free loans of up to Rs. 1.5 million to help them construct houses.
According to Punjab Minister for Housing, Bilal Yasin, these measures are meant to ensure transparency and fairness in the scheme.
The Apni Zameen Apna Ghar Scheme is a groundbreaking step toward solving the housing crisis. With its focus on transparency, strict eligibility rules, and support through interest-free loans, the scheme is transforming lives. By expanding free plot distribution and ensuring fair scrutiny, the government is committed to making the dream of “Apni Zameen, Apna Ghar” a reality for thousands of families across Punjab.
FAQs
What is Apni Zameen Apna Ghar program in Punjab?
It is a housing initiative by the Punjab government that provides free 3-marla residential plots to landless and homeless families.
How to register for CM Punjab Scheme 2025 online?
Applicants can apply through the official portal (azag.punjab.gov.pk) by submitting their CNIC, mobile number, and required documents.
What is 3-Marla scheme by Maryam Nawaz?
It is part of the Apni Zameen Apna Ghar Scheme, where eligible families receive 3-marla residential plots free of cost.
What is the monthly payment for Apna Ghar Apni Chat?
There is no monthly payment for the Apni Chat Apna Ghar Scheme 2025, as the plots are allotted free of cost.
Who can apply for the 3-marla plot scheme?
Any permanent resident of Punjab with a valid CNIC who does not own property in Pakistan and meets the eligibility requirements can apply.
What happens if I fail to start construction?
If construction does not begin within 6 months, the plot allotment will be canceled and reclaimed by the government.
Can I apply for a district other than my own?
No, applications are only accepted for the applicant’s home district.
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